Supplemental Health Insurance
Extra protection for what matters most.
Supplemental coverage can provide added financial protection for certain expenses that may not be fully covered by your primary health insurance. I offer options from multiple insurance companies for adults both under and over age 65.
Your primary health insurance is an important foundation, but it may not cover every expense that comes with an illness, hospital stay, or recovery. Supplemental insurance can provide additional financial protection and help you prepare for some of those unexpected costs.
Supplemental Coverage for Different Stages of Life
Whether you’re under 65, enrolled in Medicare, or planning for changing healthcare needs, supplemental coverage may help fill certain financial gaps. As an independent health insurance agent, I offer options from multiple insurance companies and can help you compare available coverage based on your individual needs.
Coverage Options Available
Dental, Vision & Hearing
Coverage designed to help with routine and unexpected dental, vision, and hearing expenses.
Hospital Indemnity
Provides benefits for qualifying hospital stays and related services, depending on the policy.
Critical Illness
Supplemental coverage that may provide benefits following a covered diagnosis or event.
Recovery Care
Coverage that may help with eligible expenses associated with recovery following an illness, injury, or hospital stay.
Home Care
Options that may provide benefits for certain covered care and assistance received at home.
Why Work With an Independent Agent?
I work with multiple insurance companies, which allows me to help you explore different supplemental coverage options rather than focusing on just one company. My goal is to help you understand the benefits, costs, limitations, and eligibility requirements so you can decide whether a supplemental plan makes sense for you.
Let’s Review Your Options
Supplemental insurance isn’t right for everyone. If you’d like to learn what options are available, I’ll be happy to review them with you—without pressure or obligation.
Derene Derricotte
Supplemental insurance doesn’t have to be confusing. I’m here to answer your questions, compare your options, and help you enroll with confidence.
Licensed to Serve Clients in:
New Jersey • New York • Pennsylvania • Connecticut • Delaware • Florida • Virginia • Ohio • Texas • Georgia
Disclaimer: Supplemental insurance products are designed to complement, not replace, comprehensive health insurance. Benefits, limitations, exclusions, eligibility requirements, availability, and premiums vary by insurance company, product, and state. Coverage is subject to the terms and conditions of the applicable policy. Derene Derricotte is a licensed independent health insurance agent and may offer products from multiple insurance companies. Information provided on this website is for general informational purposes and is not a guarantee of coverage or benefits.