Medicare & Health Insurance Resources
Explore helpful guides, checklists, and educational resources designed to make Medicare and health insurance easier to understand. These resources can help you prepare for enrollment, review your coverage options, and make informed healthcare decisions.
Featured Resources
A 4-page guide covering enrollment timing, Medicare basics, and common mistakes.
Learn how Original Medicare, Medicare Advantage, Medicare Supplement, and Part D work.
Review enrollment periods, penalties, and what to do before your 65th birthday.
Learn how Medicare may work with VA and other military health benefits.
Review ACA Marketplace options, costs, enrollment periods, and potential financial assistance.
Learn about emergency medical coverage, evacuation benefits, prescriptions, and international travel protection.
Need Help Using These Resources?
Derene Derricotte
Medicare and health insurance information can be confusing. I’m available to answer your questions, help you compare available options, and explain the next steps based on your needs.
Leaning about Medicare and health insurance doesn’t have to be confusing. I’m here to answer your questions, compare your options, and help you enroll with confidence.
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Frequently Asked Questions
Do I need Medicare if I’m still working?
It depends on the size of your employer and your current health coverage. I’ll help you determine whether you should enroll now or delay Medicare without penalties.
What if I miss my enrollment period?
You may incur late enrollment penalties and may have to wait until the next enrollment period or qualify for a Special Enrollment Period before you can enroll.
Will my doctors be covered?
If you choose a Medicare Advantage plan, it’s important to confirm that your doctors, hospitals, and other healthcare providers participate in the plan’s network. Some plans also offer out-of-network coverage at a higher cost. I can help you check whether your providers are covered before you enroll.
How much does Medicare cost?
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Do I need a Medicare Supplement or Medicare Advantage plan?
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How do I know which health insurance option is right for me?
The right option depends on your age, healthcare needs, doctors, prescriptions, budget, household situation, and eligibility for programs such as Medicare or Marketplace financial assistance. I can help you compare available options and understand the benefits, costs, networks, and important limitations before you make a decision.
Can I get help comparing ACA, travel, or small-business health insurance?
Yes. I can help you review available ACA Marketplace, travel medical, and small-business health insurance options from the companies I represent. We can compare coverage, costs, provider access, eligibility requirements, and plan limitations so you can choose an option that fits your needs.
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Medicare Disclaimer
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local Medicare office to get information about all of your Medicare options.