Office Hours

9:00 AM - 6:00 PM


Our Location

South Orange, NJ, 07079


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Let’s not meet by accident,

give me a call and see how

much you can save now

We ensure the quality

At Derene Derricotte's Insurance Agency, we understand the importance of protecting what matters most: your health and well-being. As your trusted partner in insurance solutions, we are committed to providing personalized, reliable coverage that gives you peace of mind.

All Types

Plans & People

Across the United States, we offer health benefit plans for all ages, all lifestyles and all kinds of budgets.

1.3 Million +

Physicians & Care Professionals

We work with more than 1.3 million physicians and care professionals and over 6,700 hospitals and care facilities nationwide.


Health Care Everywhere

For people who live and work overseas, our
global solutions
help provide members with a simpler health care experience

A partnership for the future of healthcare

We provide personalized guidance tailored to your specific needs and circumstances

A Day Without Insurance Is Like A Day Without Sunshine

With access to a wide range of health insurance options, we offer comprehensive coverage that provides peace of mind.

  • Personalized Guidance

  • Comprehensive Coverage

  • Exceptional Customer Service

A partnership for the future of healthcare

Our commitment to exceptional customer service sets us apart. From the initial consultation to ongoing support and assistance with claims, our dedicated team of insurance professionals is here to ensure that you have a seamless experience every step of the way

Joycie E.


Excellent professional service. Resource full and she was very knowledgeable. Answered my questions easily.

Queenie B.


I wanted to take a moment to express my utmost satisfaction with the exceptional service provided by Derene Derricotte. Her friendly, professional, knowledgeable, and patient approach truly made my experience wonderful. From the very beginning, Mrs.Derricotte went above and beyond to assist me in understanding the various insurance options available. Her expertise and attention to detail were evident as she patiently addressed all my questions and concerns, ensuring that I made an informed decision. Her genuine friendliness and approachability made the entire process feel effortless. She treated me with the utmost respect and kindness, making me feel valued as a customer.

Let’s not meet by accident,

come in and see how

much you can save now

Experience the Difference: Derene Derricotte Health Insurance Delivers Peace of Mind

Discover personalized coverage options tailored to your needs and budget.

Empowering Your Health

Derene Derricotte Health Insurance Puts You First

Get comprehensive coverage and exceptional service from a trusted insurance partner

Frequently Asked Questions

Let Me Answer Your Questions

When does Medicare Annual Enrollment Period (AEP) Begin?

Every year, this period begins on October 15 and ends on December 7. If you are an existing Medicare beneficiary, you can use this period to reevaluate and make changes to any Medicare Advantage (Part C) and Medicare prescription drug plan (Part D). Coverage will begin on January 1 of the following year.You cannot use AEP to enroll in Original Medicare, known as Part A and Part B, for the first time.

How can I get assistance with filing claims or resolving issues with my health insurance coverage?

We understand that navigating the complexities of health insurance can be challenging, which is why we offer ongoing support to our clients. If you have questions about filing claims, understanding your benefits, or resolving any issues with your coverage, our team is here to assist you. Simply reach out to us by phone or email, and we'll ensure that your concerns are addressed promptly and professionally.

What if I have pre-existing medical conditions?

Having pre-existing medical conditions shouldn't prevent you from obtaining health insurance coverage. At Derene Derricotte Health Insurance, we work with a variety of insurance providers who offer plans designed to accommodate individuals with pre-existing conditions. We'll help you explore your options and find a plan that provides the coverage you need.

Am I eligible to enroll in Medicare?

Medicare eligibility for most people begins close to their 65th birthday in a seven-month period known as the Initial Enrollment Period. Those who have been entitled to Social Security disability for a minimum of 24 months also qualify.

How can I determine which health insurance plan is right for me?

Choosing the right health insurance plan can be overwhelming, but our team is here to help. We'll take the time to understand your unique needs, budget, and healthcare priorities to recommend the best plan for you. Whether you're looking for comprehensive coverage or specific benefits, we'll guide you through the process and provide personalized recommendations.

What types of health insurance plans does Derene Derricotte Health Insurance offer?

At Derene Derricotte Health Insurance, we offer a variety of health insurance plans to meet the diverse needs of our clients. Our options include individual health plans, family coverage, group health insurance for businesses, as well as Medicare and Medicaid plans.

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We do not offer every plan available in your area. Any information we provide I limited to those plans we offer in your area.