Office Hours

9:00 AM - 6:00 PM


Our Location

South Orange, NJ, 07079


Call Us Now

(973) 313-5762

We ensure the quality


Hear From Our Clients

We ensure the quality

David Martinez

Derene Derricotte's Health Insurance Agency exceeded my expectations. Derene helped me find a health insurance plan that provided the coverage I needed at a price I could afford. Her professionalism, expertise, and personalized approach made all the difference, and I'm grateful for her assistance. I would highly recommend Derene Derricotte to anyone in need of health insurance guidance.

Emily Williams

Working with Derene Derricotte was a breeze. She made the process of finding health insurance coverage easy and stress-free. Her expertise and attention to detail were evident from the start, and she took the time to answer all of my questions and address any concerns I had. I couldn't be happier with the service I received and would recommend Derene to anyone looking for reliable health insurance guidance.

Michael Brown

I cannot express how grateful I am to Derene Derricotte for her assistance in finding affordable health insurance for my family. She went above and beyond to ensure that we had the coverage we needed while staying within our budget. Her knowledge, professionalism, and dedication to her clients are truly commendable. I would highly recommend her services to anyone in need of health insurance.

Chris Noel's

I had the pleasure of working with Derene Derricotte when I needed to find health insurance coverage for my small business. Derene took the time to understand our company's needs and provided us with a range of options tailored to our budget. Her professionalism and knowledge of the industry were invaluable, and I would highly recommend her services to anyone in need of health insurance.

Jane Johnson

Derene Derricotte is truly a health insurance expert. She helped me navigate the complexities of Medicare and find the right plan for my needs. Her patience, understanding, and attention to detail were outstanding, and I felt confident knowing that I had her support every step of the way. I highly recommend Derene to anyone looking for reliable health insurance guidance.

James Cart

Derene Derricotte's Health Insurance Agency has been a lifesaver for me and my family. Derene helped us navigate the confusing world of health insurance and find a plan that fit our needs and budget perfectly. Her personalized approach and attention to detail made the process seamless and stress-free. I can't thank her enough for her expertise and dedication to ensuring we have the coverage we need

Frequently Asked Questions

Let Me Answer Your Questions

When does Medicare Annual Enrollment Period (AEP) Begin?

Every year, this period begins on October 15 and ends on December 7. If you are an existing Medicare beneficiary, you can use this period to reevaluate and make changes to any Medicare Advantage (Part C) and Medicare prescription drug plan (Part D). Coverage will begin on January 1 of the following year.You cannot use AEP to enroll in Original Medicare, known as Part A and Part B, for the first time.

How can I get assistance with filing claims or resolving issues with my health insurance coverage?

We understand that navigating the complexities of health insurance can be challenging, which is why we offer ongoing support to our clients. If you have questions about filing claims, understanding your benefits, or resolving any issues with your coverage, our team is here to assist you. Simply reach out to us by phone or email, and we'll ensure that your concerns are addressed promptly and professionally.

What if I have pre-existing medical conditions?

Having pre-existing medical conditions shouldn't prevent you from obtaining health insurance coverage. At Derene Derricotte Health Insurance, we work with a variety of insurance providers who offer plans designed to accommodate individuals with pre-existing conditions. We'll help you explore your options and find a plan that provides the coverage you need.

Am I eligible to enroll in Medicare?

Medicare eligibility for most people begins close to their 65th birthday in a seven-month period known as the Initial Enrollment Period. Those who have been entitled to Social Security disability for a minimum of 24 months also qualify.

How can I determine which health insurance plan is right for me?

Choosing the right health insurance plan can be overwhelming, but our team is here to help. We'll take the time to understand your unique needs, budget, and healthcare priorities to recommend the best plan for you. Whether you're looking for comprehensive coverage or specific benefits, we'll guide you through the process and provide personalized recommendations.

What types of health insurance plans does Derene Derricotte Health Insurance offer?

At Derene Derricotte Health Insurance, we offer a variety of health insurance plans to meet the diverse needs of our clients. Our options include individual health plans, family coverage, group health insurance for businesses, as well as Medicare and Medicaid plans.

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