Office Hours

9:00 AM - 6:00 PM


Our Location

South Orange, NJ, 07079


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We ensure the quality

About Me

How My Story Started

We ensure the quality

Choose The Best Fit Medicare and Healthcare Insurance Solutions With Us!

Welcome to Derene Derricotte Insurance Agency! An appropriately chosen health insurance policy can be a lifesaver. We take pride in providing exceptional Medicare and Healthcare insurance solutions that cater to each individual’s needs. We ensure that individuals in need receive comprehensive insurance plan and support.

At our agency, you are our Priority. As an independent agency, we offer personalized service to meet your needs. We have connections to reliable insurance companies, and we can provide access to high quality healthcare services, whether you’re looking for Medicare plans, Special needs plans, Affordable Care Act plans, off Marketplace, Healthcare Insurance, Dental Insurance, Vision Insurance, and more. We will find the coverage that best fits your needs. Our goal is to help you live a healthy and vibrant life.

"Whether you're seeking individual coverage, family plans, or group policies for your business, I am here to help you find the right solution tailored to your specific needs."

Why Choose Us?


Your protection and peace of mind always come first. As a trusted provider of insurance

services, we understand that everyone’s insurance needs are unique. That’s why we

pride ourselves on offering personalized solutions tailored to your specific requirements.


We take time to listen to your concerns, access your risk factors, and create

comprehensive insurance plans that provide the protection you deserve.


Our goal is to provide you with your options as well inform about restrictions within the

insurance policy.


We believe everyone deserves affordable, comprehensive and effective healthcare

coverage. That’s why we strive to provide personalized solutions that fit your budget

without compromising quality. We will help you understand the terms of the policy you

choose. You only pay the precise insurance premium and eliminate overpayments.


We offer a personalized approach to our clients.

For a personalized consultation and discover the peace of mind that comes with having the right insurance coverage in place. If you need information or assistance with health insurance options, we are here to provide you with knowledge and guidance you need to make informed decisions about specific policies


We do not offer every plan available in your area. Any information we provide I limited to those plans we offer in your area.

Frequently Asked Questions

Let Me Answer Your Questions

When does Medicare Annual Enrollment Period (AEP) Begin?

Every year, this period begins on October 15 and ends on December 7. If you are an existing Medicare beneficiary, you can use this period to reevaluate and make changes to any Medicare Advantage (Part C) and Medicare prescription drug plan (Part D). Coverage will begin on January 1 of the following year.You cannot use AEP to enroll in Original Medicare, known as Part A and Part B, for the first time.

How can I get assistance with filing claims or resolving issues with my health insurance coverage?

We understand that navigating the complexities of health insurance can be challenging, which is why we offer ongoing support to our clients. If you have questions about filing claims, understanding your benefits, or resolving any issues with your coverage, our team is here to assist you. Simply reach out to us by phone or email, and we'll ensure that your concerns are addressed promptly and professionally.

What if I have pre-existing medical conditions?

Having pre-existing medical conditions shouldn't prevent you from obtaining health insurance coverage. At Derene Derricotte Health Insurance, we work with a variety of insurance providers who offer plans designed to accommodate individuals with pre-existing conditions. We'll help you explore your options and find a plan that provides the coverage you need.

Am I eligible to enroll in Medicare?

Medicare eligibility for most people begins close to their 65th birthday in a seven-month period known as the Initial Enrollment Period. Those who have been entitled to Social Security disability for a minimum of 24 months also qualify.

How can I determine which health insurance plan is right for me?

Choosing the right health insurance plan can be overwhelming, but our team is here to help. We'll take the time to understand your unique needs, budget, and healthcare priorities to recommend the best plan for you. Whether you're looking for comprehensive coverage or specific benefits, we'll guide you through the process and provide personalized recommendations.

What types of health insurance plans does Derene Derricotte Health Insurance offer?

At Derene Derricotte Health Insurance, we offer a variety of health insurance plans to meet the diverse needs of our clients. Our options include individual health plans, family coverage, group health insurance for businesses, as well as Medicare and Medicaid plans.

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We do not offer every plan available in your area. Any information we provide I limited to those plans we offer in your area.